How to buy land in Nigeria from abroad is the critical question that keeps thousands of Nigerian diaspora professionals in the UK, USA, Canada, and across Europe researching late into the night. You’ve worked tirelessly overseas, saved diligently, and now you’re ready to invest back home in Lagos—but the overwhelming fear of getting scammed, losing your hard-earned money to fraudulent land sellers, or purchasing property that doesn’t actually exist keeps you paralyzed with indecision.
The Nigerian real estate market offers extraordinary wealth-building opportunities, with strategic land investments in emerging corridors like Ibeju-Lekki appreciating by 300-500% over the past decade. However, the distance barrier, combined with legitimate concerns about transparency and verification, makes many nigerian diaspora investors hesitate while watching prices climb further out of reach each passing year.
At ATLAS Realtors, we’ve successfully helped over 20+ diaspora clients purchase verified land in Lagos without ever boarding a flight home. With 7 years of specialized experience navigating the complexities of the Lagos real estate market, we’ve built a transparent, secure process that eliminates the risks traditional investors face when buying property remotely.
Whether you’re considering land in Lekki, Ibeju-Lekki, Ajah, Epe, or any emerging Lagos corridor, this comprehensive guide will show you exactly how to buy land in Nigeria from abroad safely, legally, and profitably—with complete peace of mind.
Ready to transform your real estate dreams into tangible assets? Book a free consultation with our diaspora property specialists today, or continue reading to discover everything you need to know about investing in Nigerian real estate from overseas.
Why Nigerian Diaspora Are Investing in Lagos Land Right Now
The Lagos real estate market is experiencing unprecedented growth in 2025, driven by infrastructure mega-projects that are fundamentally transforming the city’s economic landscape. For diaspora investors with long-term wealth-building strategies, the timing has never been more opportune.
Three Infrastructure Game-Changers Driving Explosive Growth
1. Dangote Refinery - Africa's Largest Refinery
The Dangote Refinery, now fully operational, is the world’s largest single-train petroleum refinery with a capacity of 650,000 barrels per day. Located in Ibeju-Lekki, this $19 billion mega-project has transformed the area from a sleepy coastal community into an emerging industrial and commercial powerhouse.
Real estate impact: Land prices within a 15km radius of the refinery have appreciated 200-400% since the project announcement. Plots that sold for ₦1-2 million in 2015 now command ₦15-30 million in 2025, with continued appreciation projected as the refinery reaches full operational capacity. Smart investors are now targeting Ibeju-Lekki property investment opportunities before prices surge further.
2. Lekki Deep Sea Port - Africa's Deepest Seaport
The Lekki Deep Sea Port, Nigeria’s first deep seaport, commenced operations in 2023 and is revolutionizing West African maritime trade. With an initial handling capacity of 1.2 million TEUs (Twenty-foot Equivalent Units) annually, expanding to 2.7 million TEUs, the port positions Lagos as a major transshipment hub.
Real estate impact: The Lekki-Epe corridor is experiencing unprecedented commercial and residential development. Property values in Ibeju-Lekki, Eleko, and surrounding areas are projected to appreciate 10-15% annually through 2030 as port-related businesses and workers relocate to the area.
3. Proposed Lekki International Airport
The federal government’s planned Lekki International Airport in Ibeju-Lekki will provide a second major aviation gateway for Lagos, alleviating pressure on Murtala Muhammed International Airport. Site preparation is underway, with completion targeted for 2027-2028.
Real estate impact: Historical data from airport developments worldwide show property values within 20km typically appreciate 150-300% in the five years following announcement, with sustained growth post-completion. Early investors in the Lekki-Epe axis stand to benefit significantly.
Land Appreciation: Real-World Numbers
According to data from PropertyPro Nigeria and Nigeria Property Centre—Nigeria’s two largest real estate databases tracking over 43,000+ and 76,000+ properties respectively—Lagos land appreciation has consistently outpaced inflation:
- Ibeju-Lekki: 15-20% annual appreciation (2020-2025)
- Ajah-Sangotedo: 10-15% annual appreciation
- Lekki Phase 1: 8-12% annual appreciation (mature market, steady)
- Epe Corridor: 8-12% annual appreciation (emerging)
For diaspora investors, these infrastructure-driven appreciation rates represent wealth-building opportunities that far exceed traditional investment vehicles like savings accounts or even stock market returns. To understand which areas offer the best property investment opportunities in Lagos, it’s essential to analyze current development trends and infrastructure projects.
Currency Advantage for Diaspora Investors
If you earn in GBP, USD, CAD, or EUR, the exchange rate dynamics provide additional strategic advantages. While naira depreciation creates challenges for local investors, it effectively reduces property costs for diaspora buyers earning in stronger foreign currencies.
Example: A plot priced at ₦20 million:
- 2020 rate (₦380/$1): ~$52,600 USD
- 2025 rate (₦1,700/$1): ~$11,765 USD
While the naira price may have appreciated, your effective purchase power in foreign currency has actually increased, making Lagos real estate more accessible than ever for diaspora investors.
Book a free consultation to discuss how currency timing and market entry strategy can maximize your investment returns.
Understanding Current Land & Property Prices in Lagos (2025 Update)
Before you learn how to buy land in Nigeria from abroad, you need realistic, data-backed price expectations. Here’s a comprehensive breakdown of Lagos land and property prices across key investment zones in 2025, sourced from verified property databases.
Land Prices by Location (Per Plot: 500-600 SQM)
Ibeju-Lekki (Highest Growth Potential)
The emerging frontier for diaspora investors seeking maximum appreciation:
- Emerging zones (Elerangbe, Orimedu, Akodo): ₦2.5M – ₦5M per plot
- Developing estates (Beachwood, Meridian Boulevard, Amen Estate Phase 2): ₦10M – ₦30M per plot
- Prime locations (near Free Trade Zone, Dangote Refinery): ₦40M – ₦60M per plot
- Coastal premium areas (Lakowe, Abijo): ₦35M – ₦80M per plot
Why invest here: According to Lagos State Government land registry data, Ibeju-Lekki recorded the highest volume of Certificate of Occupancy (C of O) issuances in 2024, indicating strong government recognition and infrastructure commitment. This is the most affordable entry point for diaspora land banking strategies with projected 15-20% annual appreciation. Learn more about strategic land banking in Ibeju-Lekki.
Ajah & Sangotedo (Balanced Growth Zone)
Established middle-class residential areas with proven track records:
- Standard plots: ₦20M – ₦60M per plot
- Gated estate plots: ₦25M – ₦50M per plot
- Near Lekki-Epe Expressway: ₦40M – ₦80M per plot
Why invest here: Ajah offers the perfect balance—established infrastructure (schools, hospitals, shopping centers) combined with continued appreciation as Lekki development pushes eastward. Lower risk than Ibeju-Lekki, with solid 10-15% annual returns.
Lekki Phase 1 (Premium Established Zone)
Lagos’s most prestigious residential corridor:
- Price per square meter: ₦500,000 – ₦1.2M
- Standard plots (500-600 sqm): ₦60M – ₦150M
- Waterfront plots: ₦150M – ₦300M+
Why invest here: This is Lagos’s equivalent to Beverly Hills or Mayfair—fully established luxury market with lower appreciation rates (8-12% annually) but absolute security, prestige, and immediate rentability. Ideal for diaspora investors planning to build premium homes.
Learn more about property costs in this zone: Cost of Buying a Property in Lekki
Epe Corridor (Budget Long-Term Investment)
The furthest east on the Lekki-Epe axis, highest risk-reward ratio:
- Entry-level plots: ₦3M – ₦8M per plot
- Near major roads (Ijebu-Ode access): ₦8M – ₦15M per plot
- Lakefront properties: ₦12M – ₦25M per plot
Why invest here: Epe offers the lowest entry barrier for diaspora investors with limited capital but long-term (10-15 year) investment horizons. Infrastructure is still developing, but government focus on the Lekki-Epe corridor ensures eventual appreciation.
Ikeja, Gbagada, Yaba (Mainland Premium)
Established mainland commercial and residential zones:
- Ikeja residential plots: ₦50M – ₦120M per plot
- Gbagada residential plots: ₦40M – ₦100M per plot
- Commercial land (Ikeja GRA, Yaba): ₦150M – ₦500M+ per plot
Why invest here: Mainland Lagos offers immediate utility—proximity to airport, business districts, universities. Lower appreciation rates (5-8% annually) but higher rental yields and immediate development potential.
Explore our service as Ikeja Broker: Real Estate Broker in Ikeja Lagos
Completed Property Prices (For Comparison)
If you’re considering buying completed properties instead of land:
Apartments/Flats:
- 2-bedroom apartments (Ajah, Ikota): ₦35M – ₦70M
- 3-bedroom apartments (Lekki Phase 1, VI): ₦80M – ₦200M
- Luxury apartments (Banana Island, Ikoyi): ₦300M – ₦1B+
Terrace Duplexes:
- 3-bedroom terrace (Ajah, Sangotedo): ₦60M – ₦100M
- 4-bedroom terrace (Lekki Phase 1): ₦120M – ₦250M
Detached Houses:
- 4-bedroom detached (Ibeju-Lekki estates): ₦80M – ₦150M
- 5-bedroom detached (Lekki Phase 1): ₦200M – ₦500M
- Luxury mansions (Victoria Island, Ikoyi): ₦500M – ₦2B+
For comprehensive information on buying completed homes: Complete Guide to Buying a Home in Lekki Lagos
Contact our team for current, verified pricing in your preferred investment area or chat with us on WhatsApp for immediate pricing updates.
Can Nigerians Living Abroad Legally Buy Land in Nigeria?
Yes, absolutely and unequivocally. Nigerian citizens residing abroad have full legal rights to own, buy, sell, and develop land in Nigeria, regardless of their current country of residence or duration abroad. The Nigerian Constitution guarantees property ownership rights to all citizens, whether they live in Lagos or London, Abuja or Atlanta.
Constitutional Protection of Property Rights
Section 43 of the 1999 Constitution of the Federal Republic of Nigeria (as amended) states: “Subject to the provisions of this Constitution, every citizen of Nigeria shall have the right to acquire and own immovable property anywhere in Nigeria.”
This constitutional protection means no state government, local authority, or private entity can deny you property ownership rights based on your residence status. Your diaspora status is legally irrelevant—if you hold Nigerian citizenship, you have the same property rights as someone living in Lagos. For more details on legal requirements for diaspora property buyers, visit our comprehensive resource center.
Documentation Requirements for Diaspora Buyers
To successfully buy land in Nigeria from abroad, you’ll typically need:
Essential Documents:
- Valid Nigerian Passport or National ID Card – Proof of citizenship
- Proof of Residence (can be overseas address) – Utility bill, bank statement, or rental agreement
- Bank Verification Number (BVN) – Required for all major financial transactions in Nigeria
- Means of Identification – International passport, driver’s license, or national ID
Optional But Recommended: 5. Power of Attorney (POA) – If designating someone to act on your behalf in Nigeria 6. Nigerian bank account – Simplifies payment processing (though international transfers work too)
ATLAS Realtors assists diaspora clients with all documentation requirements, including coordinating Power of Attorney execution when necessary.
Understanding Title Types: What You Must Know
Not all Nigerian land titles provide equal security. Before you learn how to buy land in Nigeria from abroad, understanding title types is absolutely critical—this knowledge alone can save you millions and years of legal battles.
Certificate of Occupancy (C of O) – The Gold Standard: The highest and most secure form of land title in Nigeria, issued by the Lagos State Government. It grants you statutory right of occupancy for 99 years (renewable). All C of Os are registered at the Lagos State Lands Bureau. Our due diligence process includes physical verification at the Lands Bureau registry to confirm authenticity.
To fully understand how to protect yourself from title fraud, read our comprehensive guide on how to verify land documents in Lagos.
Governor’s Consent: When you buy land that already has a C of O, Nigerian law requires you to obtain Governor’s Consent for the ownership transfer to be legally complete. Processing typically takes 6-18 months through normal channels (or 3-6 months with professional facilitation). Cost is typically 3-5% of property value, plus professional fees.
Excision & Gazette: An Excision is the official government process of releasing land from communal/family ownership and converting it to individual ownership. Once excised, the land is published in the Lagos State Official Gazette. Excised land offers a middle-ground—more affordable than C of O properties, safer than non-excised land.
Survey Plan: An official survey plan is a detailed map showing your property’s exact coordinates, boundaries, and measurements, prepared by a licensed surveyor and approved by the Office of the Surveyor General of Lagos State. Never buy land without a registered survey plan. This is non-negotiable.
Working with experienced real estate brokers in Lekki Lagos ensures you only invest in properties with proper documentation. At ATLAS Realtors, our rigorous due diligence process verifies every single document before you commit a kobo.
The 5 Biggest Concerns Diaspora Have About Buying Land in Nigeria
After working with dozens of diaspora clients from the UK, USA, Canada, and across Europe over our 7 years in Lagos real estate, we’ve identified the five most common fears that prevent Nigerians abroad from investing back home—and more importantly, the practical solutions that eliminate these risks.
Concern #1: "Will I Get Scammed?"
Why this fear exists: Lagos has a reputation for real estate fraud, and stories of people losing millions to fake land sellers, forged documents, or “double-selling” are unfortunately common. For diaspora investors who can’t physically monitor transactions, the fear is magnified.
The Reality: According to the Economic and Financial Crimes Commission (EFCC), real estate fraud accounts for significant property-related petitions. However, virtually all successful scams share common patterns: victims skip professional due diligence, deal with unverified sellers, rush transactions without proper legal verification, or rely on “family friend” recommendations without verification.
The solution – Your Protection Strategy:
Understanding the most common real estate scams in Lagos empowers you to avoid them completely. Here’s your protection framework:
- Only work with licensed, verifiable real estate companies: Check company registration at Corporate Affairs Commission (CAC). ATLAS Realtors is fully registered and verifiable—we encourage you to confirm our credentials.
- Insist on comprehensive due diligence: Every property must be verified at Lagos Land Registry, survey plans confirmed at Surveyor General’s office, and physical site inspections conducted.
- Never pay into personal accounts: All payments should go to registered company accounts with official receipts.
- Engage a property lawyer independently: Even if the realtor provides one, consider hiring your own for extra protection.
- Use escrow services for large transactions: Escrow accounts hold funds until all conditions are met.
ATLAS Realtors’ Fraud Prevention: We conduct rigorous due diligence including registry verification, physical inspections, community confirmation, and document authentication. We’ve never had a client lose money to fraud because we verify before you pay.
Book a free consultation to understand our verification process in detail.
Concern #2: "How Do I Verify the Land Is Real?"
Why this fear exists: Many diaspora investors worry they’ll pay for land that doesn’t exist, is under dispute, has already been sold to someone else (known as “double selling”), or is actually government land. Without being physically present, verification feels impossible.
The reality: Land verification is absolutely possible remotely when you have professionals with local presence and expertise. The challenge isn’t that verification can’t be done—it’s that many buyers skip it or trust unqualified agents who don’t know how to verify properly.
The comprehensive verification process we use:
- Lagos Land Registry Search:
- Physical visit to the Lands Bureau registry office
- Search property file using survey plan coordinates
- Confirm registered owner matches seller’s identity
- Check for any encumbrances, liens, or court orders
- Verify no government acquisition orders exist
- Obtain official search report
- Survey Plan Verification:
- Visit Office of the Surveyor General
- Confirm survey plan file number exists in records
- Verify surveyor is licensed
- Check that coordinates haven’t been used for another property
- Physical Site Inspection:
- GPS coordinate confirmation using survey plan
- Photograph property from all angles
- Identify boundary beacons/pillars
- Document surrounding developments
- Check road access and infrastructure
- Assess flood risk and topography
- Community/Neighborhood Verification:
- Engage with local community leaders
- Confirm seller is recognized owner
- Check for any disputes or “omo onile” (land grabber) issues
- Verify peaceful possession history
- Document Authentication:
- Examine original documents (not photocopies)
- Verify government stamps and seals
- Cross-check signatures with registration records
- Confirm document dates and chronological consistency
- Seller Background Check:
- For companies: CAC verification of registration and directors
- For individuals: National ID or passport confirmation
- Bank account verification
- Contact information validation
For diaspora investors: We provide comprehensive verification reports with photographic evidence, registry stamped documents, and video documentation. You see exactly what we see—no blind trust required.
Learn the complete document verification process: How to Verify Land Documents in Lagos
Concern #3: "Can I Trust Paying Large Sums from Abroad?"
Why this fear exists: Wiring ₦20 million, ₦50 million, or more internationally feels terrifying when you haven’t met the seller face-to-face and can’t physically see the land during payment.
The secure payment process for diaspora:
Phase 1: Pre-Payment Protections
- Receive comprehensive due diligence report BEFORE any payment
- Review all verified original documents
- Complete virtual property inspection
- Sign Deed of Assignment prepared by lawyer
- Obtain official payment breakdown showing all costs
Phase 2: Payment Execution
- Transfer funds ONLY to registered company account (never personal accounts)
- Use reputable transfer services: bank wire transfer, Wise, WorldRemit, Remitly
- Request official deposit receipt immediately upon payment
- For large sums, consider installment payments tied to milestones
- Optional: Use escrow services (funds held by neutral third party until conditions met)
Phase 3: Post-Payment Documentation
- Receive stamped and signed Deed of Assignment
- Obtain allocation letter (for estates)
- Get stamped official receipt
- Receive all original documents via courier (DHL, FedEx)
- Secure digital copies of all documents
Payment safety features ATLAS Realtors provides:
- Official company account verifiable via CAC
- Transaction receipts with company letterhead and stamp
- Signed agreements before any payment
- Milestone-based payment options
- Complete documentation within 7-14 days of final payment
- International courier delivery of original documents to your address
Want to discuss payment security? Chat with us on WhatsApp now.
Concern #4: "How Do I Get My Original Documents?"
Why this fear exists: Many Nigerian diaspora investors worry that even after paying in full, they won’t receive the actual property documents, or they’ll receive incomplete or photocopied documents that aren’t legally valid.
Complete document package you must receive:
Immediate Digital Documents (Within 24-48 Hours of Payment):
- Scanned official receipt
- Scanned and stamped Deed of Assignment
- Scanned Survey Plan
- Allocation letter (if estate property)
- Payment acknowledgment letter
Original Hard-Copy Documents (Within 7-14 Days):
- Original Official Receipt with company stamp and signature
- Original Deed of Assignment (signed, stamped, and witnessed)
- Original Survey Plan (with Surveyor General’s approval)
- Original Allocation Letter or Letter of Allocation
- Property description and site plan
- Copy of seller’s documents (for verification records)
Document delivery methods we use:
- Digital Delivery: High-resolution scanned copies via email within 48 hours
- International Courier: DHL, FedEx, or UPS express delivery to your UK/USA/Canada address (5-7 business days)
- Local Collection: If you have trusted family/friends in Lagos, they can collect from our office
- Bank Safety Deposit: We can deposit originals in your Nigerian bank safety deposit box
ATLAS Realtors Documentation Guarantee: We don’t consider a transaction complete until you’ve received, verified, and confirmed receipt of all original documents at your international address.
Book a free consultation to discuss document handling procedures.
Concern #5: "Does This Land Have Good ROI for Land Banking?"
Understanding “land banking”: Land banking is the strategy of buying land in emerging high-growth areas at current prices, holding it for 5-15 years without development, and selling at substantially appreciated prices. It’s the primary wealth-building real estate strategy for diaspora investors who can’t actively manage construction projects from abroad.
What drives land appreciation in Lagos:
- Infrastructure Development: Major roads, ports and airports (Lekki Deep Sea Port, proposed Lekki Airport), industrial zones (Dangote Refinery, Lekki Free Trade Zone), rail projects
- Government Policy: Area excisions and C of O processing, Lagos State development master plans, Special Economic Zone designations
- Population Growth: Lagos grows by approximately 500,000-700,000 annually, increasing middle-class demand for housing
- Commercial Development: Shopping malls, business parks, estate developments, corporate relocations
Historical ROI Data (2015-2025):
Based on verified sales data from PropertyPro and market analysis:
- Ibeju-Lekki: Land bought at ₦1M in 2015 now sells for ₦15-25M (1,500-2,500% return)
- Ajah-Sangotedo: Land bought at ₦8M in 2015 now sells for ₦30-50M (375-625% return)
- Epe corridor: Land bought at ₦500K in 2015 now sells for ₦5-8M (1,000-1,600% return)
Projected ROI Scenarios (2025-2035):
Conservative estimates for strategic locations:
- Near Lekki Deep Sea Port: 200-400% appreciation over 10 years
- Ibeju-Lekki (Dangote Refinery zone): 300-500% appreciation over 10 years
- Future airport corridor: 250-450% appreciation over 10 years
Learn detailed investment strategies: Ibeju-Lekki Land Investment Guide for Diaspora
How ATLAS Realtors maximizes your ROI:
As Lagos Real Estate Realtor, We provide detailed investment analysis including comparable sales data, infrastructure development timeline, government master plan analysis, appreciation projections based on historical data, and risk assessment with mitigation strategies.
For personalized ROI analysis: Contact our investment advisory team
How to Buy Land in Nigeria from Abroad: Your Complete Step-by-Step Process
Now that you understand the landscape, legal framework, and risk mitigation strategies, here’s exactly how to buy land in Nigeria from abroad when you’re thousands of miles away—broken down into detailed, manageable steps.
Step 1: Free Consultation & Comprehensive Needs Assessment
Your property investment journey begins with understanding your unique goals, constraints, and expectations.
What we discuss during consultation:
Financial Planning:
- Your total budget (land + legal fees + documentation costs)
- Payment timeline preferences (lump sum vs installments)
- Currency considerations and exchange rate strategy
- Financing needs (if applicable)
Investment Objectives:
- Land banking for long-term appreciation (5-15 years)
- Land for immediate construction (residential or commercial)
- Retirement property planning
- Legacy/generational wealth building
- Rental income generation
Location Preferences:
- Proximity to specific landmarks or family
- Budget-matched areas (Lekki, Ibeju-Lekki, Ajah, Epe, Ikeja)
- Infrastructure priorities (schools, hospitals, shopping)
- Future development potential
At ATLAS Realtors, this consultation is completely free with zero obligations. We provide honest, expert guidance even if you’re not ready to buy immediately.
How to schedule: Book your free consultation here or WhatsApp us directly
Duration: 30-60 minutes via phone, WhatsApp video call, Zoom, or Google Meet
Step 2: Curated Property Selection & Personalized Recommendations
Based on your consultation, we curate a personalized shortlist of verified properties that precisely match your criteria.
What you receive for each recommended property:
Detailed Property Information Sheet:
- Exact location (area, street, landmarks)
- Land size (square meters/plot dimensions)
- Current asking price
- Title type and status (C of O, excised, survey plan)
- Estate name and developer information
- Available amenities
Visual Documentation:
- High-resolution photos from multiple angles
- Drone footage (for larger estates)
- Neighborhood photos
- Entrance/access road condition
Location Intelligence:
- Google Maps coordinates and satellite view
- Distance to major landmarks
- Infrastructure analysis (current and planned)
- Neighborhood demographic profile
Investment Analysis:
- Comparable recent sales in the area
- Historical appreciation data
- Future growth potential assessment
- Rental yield projections (if building)
Transparent Pricing Breakdown:
- Land cost
- Agency/brokerage fees
- Expected legal fees
- Documentation costs
- Total investment required
Not satisfied with initial recommendations? We continue searching until you find the perfect match.
Timeline: 1-3 days to receive initial shortlist
Want to see available properties? Browse our current listings
Step 3: Virtual Property Inspection
We bring the property to you through comprehensive virtual site visits that give you confidence in what you’re buying.
Live Interactive Video Tours:
We schedule a live video call and physically visit the property with you watching in real-time. You have complete control:
- Direct where we go and what we show
- Request close-ups of specific features
- Ask questions about surroundings
- Assess terrain and flooding risk
- View boundary markers/beacons
- Check perimeter fencing
- Examine road access
Professional Recorded Video Walkthroughs:
For properties where timing doesn’t align:
- 5-15 minute comprehensive walkthrough
- 360-degree panning shots
- Boundary markers explained
- Neighborhood context footage
- Narrated explanation of features
Photographic Documentation:
- 20-40 high-resolution photos
- Wide-angle shots showing full context
- Close-ups of boundary markers
- Surrounding properties
- Access roads and infrastructure
GPS and Mapping:
- Exact GPS coordinates verifiable on Google Maps
- Property boundary overlay on satellite imagery
- Distance measurements to key landmarks
You control the inspection completely. Not satisfied? We immediately move to the next property.
Timeline: Same day or within 24 hours
As experienced Lekki Lagos real estate agents, we know exactly what diaspora investors need to see for confident decisions.
Book a consultation to schedule your virtual property tour.
Step 4: Exhaustive Document Verification & Due Diligence
Once you’ve identified a property you love, we conduct comprehensive due diligence before you commit a single kobo. This is the most critical phase.
Our 7-Point Verification System:
1. Lagos Land Registry Physical Search
We personally visit the Lagos State Lands Bureau registry office to:
- Search property file using survey plan coordinates
- Confirm registered owner identity
- Verify title documentation authenticity
- Check for encumbrances, liens, or court orders
- Verify no government acquisition orders
- Obtain official registry search report with stamp
2. Survey Plan Authentication
Visit to the Office of the Surveyor General to:
- Confirm survey plan file number exists
- Verify surveyor’s license
- Check coordinates aren’t duplicated
- Confirm plan approval and validity
3. Physical Site Inspection & Beacon Verification
On-ground inspection to:
- Use GPS to confirm exact coordinates
- Locate all boundary beacons/pillars
- Verify measurements match survey plan
- Document current land use
- Assess terrain and flood risk
- Check access roads
4. Community & Neighborhood Verification
Engagement with local stakeholders:
- Meet community/family leaders
- Confirm seller is recognized owner
- Check for disputes
- Verify “omo onile” clearance
- Assess peaceful possession history
5. Title Document Authentication
Detailed examination of all documents:
- Verify government stamps and seals
- Check document dates for consistency
- Confirm signatures match records
- Examine paper quality (forgery detection)
- Cross-reference multiple copies
6. Seller Background & Identity Verification
Comprehensive seller due diligence:
- For companies: CAC search confirming registration
- For individuals: National ID verification
- Bank account ownership confirmation
- Contact information validation
- Litigation history search
7. Legal Opinion & Clearance
Property lawyer review and certification:
- Legal examination of all title documents
- Opinion letter on title merchantability
- Risk assessment and disclosure
- Contract drafting and review
Comprehensive Verification Report You Receive:
After completing all checks, we provide a detailed written report including:
- Summary of findings for each verification point
- Photographic evidence of site and documents
- Registry search report (stamped)
- Legal opinion letter
- Risk assessment (if any issues identified)
- Recommendations (proceed, negotiate, or decline)
Timeline: 3-7 business days depending on document complexity
What if problems are discovered? We immediately inform you of any issues. You decide whether to negotiate price reduction, request seller resolve issues, or walk away and move to another property.
Our commitment: We will NEVER recommend you proceed with a property that fails our verification standards.
This comprehensive process is detailed on our Lagos Real Estate Due Diligence page.
Step 5: Payment Processing & Legal Documentation
After verification confirms everything is legitimate, we proceed to payment and legal formalization with complete transparency.
Payment Structure & Options:
Full Payment:
- Single transfer of total amount
- Immediate property ownership transfer
- Fastest transaction completion
Installment Payment Plans:
- Initial deposit (typically 30-50%)
- Balance paid over agreed timeline (3-12 months)
- Ownership transfers after final payment
Milestone-Based Payments (Recommended):
- Initial deposit after due diligence (20-30%)
- Second payment after document preparation (30-40%)
- Final payment before handover (30-40%)
- Provides maximum control
Payment Transfer Methods:
International Bank Wire Transfer:
- Most secure for large amounts
- 1-3 business days processing
- SWIFT/IBAN details provided
- Recommended for amounts over $10,000 USD
International Money Transfer Services:
- Wise (formerly TransferWise)
- WorldRemit, Remitly, OFX
- Faster processing (hours to 1 day)
- Lower fees for smaller amounts
Payment Security Protocols:
✅ All payments to verified company account only (never personal) ✅ Account details verified via CAC ✅ Official payment instructions in writing ✅ Immediate receipt upon payment
Legal Documentation Package:
Deed of Assignment Preparation:
- Drafted by qualified property lawyer
- Includes all property details and terms
- Reviewed by both parties
- Executed with proper witnessing
- Stamped and dated
Official Receipt:
- Company letterhead with logo
- Full payment amount stated
- Property description
- Company stamp and authorized signature
Allocation Letter (For Estates):
- Estate management confirmation
- Your specific plot number
- Plot dimensions
- Amenities access rights
Legal Fee Structure:
- Legal documentation: 1-2% of property value
- Stamp duty: 0.75-1.5% (Lagos State)
- Survey verification: ₦50,000 – ₦150,000
- Registry search: ₦20,000 – ₦50,000
Timeline: 1-3 days for payment processing; 7-14 days for complete documentation
Book a consultation to discuss payment options.
Step 6: Property Handover & International Document Delivery
The final step: official property handover and ensuring you receive all original documentation.
Physical Property Handover:
On-Site Activities:
- Physical visit to your property with surveyor
- Boundary beacon verification and marking
- Installation of property identification markers with your name
- Photographic documentation
- Video recording of walkthrough
- Handover certificate execution
Property Marking (For Bare Land):
- Concrete pillars at all boundary corners
- Property owner name inscribed
- Paint marking of boundary lines
- Warning signage indicating private property
Original Document Delivery:
Documents Included:
- Original Official Receipt (company stamped)
- Original Deed of Assignment (fully executed)
- Original Survey Plan (Surveyor General approved)
- Original Allocation Letter (if estate)
- Copy of Excision/Gazette (if applicable)
- Copy of Certificate of Occupancy (if property has C of O)
- Property site plan and location map
- Handover photographs and videos
Delivery Methods:
International Courier:
- DHL Express, FedEx, or UPS
- 5-7 business days to UK/USA/Canada/Europe
- Full shipment insurance
- Real-time tracking provided
Digital Backup:
- High-resolution scans via email
- Cloud storage access
- Password protected files
Post-Handover Support:
Property Management:
- Caretaker arrangement
- Periodic site inspections with photo updates
- Security monitoring
Development Support:
- Architect and builder recommendations
- Construction supervision services
- Building approval facilitation
Title Perfection Services:
- Governor’s Consent processing assistance
- C of O upgrade facilitation
Timeline: Complete handover and document delivery within 7-14 business days
Contact us to discuss handover procedures.
Understanding Lagos Real Estate Investment Zones
Lagos offers diverse investment opportunities across different zones. Choosing the right location is critical for maximizing returns when learning how to buy land in Nigeria from abroad.
Lekki-Ajah-Ibeju Axis (Highest Growth Zone)
This eastern corridor represents Lagos’s future. With three major infrastructure projects (Dangote Refinery, Lekki Port, proposed airport), this zone offers the highest appreciation potential.
Investment Profile:
- Capital Appreciation: 10-20% annually
- Risk Level: Low to moderate
- Best For: Long-term land banking, luxury residential
Key Areas:
Lekki Phase 1: Premium established neighborhood with land at ₦60M-₦150M per plot. Fully developed infrastructure, 8-12% annual appreciation. Ideal for luxury homes.
Ajah-Sangotedo: Middle-class hub with land at ₦20M-₦60M per plot. Well-developed, 10-15% appreciation. Perfect balance of security and growth.
Ibeju-Lekki: Emerging high-growth zone with land at ₦2.5M-₦30M per plot. Rapid development, 15-20% appreciation. Best for land banking strategies.
For comprehensive area analysis, visit our guide on best areas to buy property in Lagos and our detailed Ibeju-Lekki investment analysis.
Mainland Lagos (Established Commercial)
Geographic Coverage: Ikeja, Yaba, Gbagada, Surulere
Why It Matters:
- Traditional commercial hub
- Airport proximity
- Established infrastructure
- High population density
Investment Profile:
- Capital Appreciation: 5-10% annually (mature market)
- Rental Yields: 7-10% (higher than island)
- Risk Level: Very low
- Best For: Immediate rental income
Price Ranges:
- Residential land: ₦40M-₦120M per plot
- Commercial land: ₦150M-₦500M+
Our services: Real Estate Broker in Ikeja Lagos
Ikorodu-Epe Corridor (Budget-Friendly)
Why Consider:
- Most affordable entry point
- Government infrastructure focus
- Growing commuter towns
Investment Profile:
- Capital Appreciation: 8-12% annually
- Risk Level: Moderate
- Horizon: Long-term (10-20 years)
- Best For: Budget investors, very long-term land banking
Price Ranges:
- Land: ₦3M-₦15M per plot
Zone Selection Strategy
Budget Under ₦10M: Focus on Ibeju-Lekki emerging zones, Epe corridor for land banking with 300-500% expected return over 10-15 years.
Budget ₦10M-₦30M: Target Ibeju-Lekki developed estates, Ajah outskirts for medium-term hold or build with 200-400% expected return.
Budget ₦30M-₦60M: Consider Ajah-Sangotedo, Lekki Phase 2 for building rental property with 150-300% return.
Budget ₦60M+: Lekki Phase 1, premium estates for luxury homes or premium land banking with 100-200% return.
Book a consultation for personalized zone recommendations.
Common Mistakes Diaspora Investors Make
After 7 years helping diaspora clients, we’ve seen recurring costly errors:
Mistake #1: Buying Based Solely on Price
Finding land priced significantly below market (30%+ discount) without questioning why. Cheap land often has title defects, disputes, flooding issues, or pending government acquisition.
Solution: If land is significantly cheaper than comparables, investigate thoroughly. Price discrepancies are red flags, not opportunities. Understanding common real estate scams in Lagos helps you avoid these traps.
Mistake #2: Paying into Personal Accounts
The Error: Transferring payment to an individual’s personal bank account instead of registered company account.
The Consequences: Zero recourse if seller disappears, no corporate liability, difficulty proving legitimate transaction.
Solution: NEVER pay into personal accounts. All legitimate transactions go through registered company accounts verifiable via CAC.
Mistake #3: Skipping Independent Legal Representation
Relying solely on seller’s lawyer without engaging your own independent counsel.
Solution: Always engage your own property lawyer for independent review. Your lawyer should do independent title verification, contract review, and provide legal opinion on title quality.
Mistake #4: Not Budgeting for Hidden Costs
Budgeting only for land price without accounting for additional costs totaling 10-20% beyond land price:
- Legal fees: 1-2%
- Stamp duty: 0.75-1.5%
- Survey verification: ₦50K-₦150K
- Registry search: ₦20K-₦50K
- Property marking/fencing: ₦500K-₦3M
Solution: Request complete cost breakdown before committing. ATLAS provides transparent pricing with no hidden fees.
Mistake #5: Buying Without Physical Inspection
Purchasing based solely on photos without professional inspection.
Solution: ALWAYS conduct professional inspection—personal visit, trusted representative, or comprehensive virtual inspection with realtor.
Mistake #6: Choosing Location Based on Emotions
Buying in your hometown without considering current investment viability.
Solution: Separate emotional from investment decisions. Buy strategically in high-growth areas for investments.
Mistake #7: No Clear Timeline or Purpose
Purchasing without defined utilization plans or realistic development timeline.
Solution: Before buying, define your 5-10 year plan, timeline for building, construction budget, and exit strategy.
Why Choose ATLAS Realtors?
After 7 years and 20+ successful diaspora transactions, ATLAS Realtors has built a reputation as one of Lagos’s most trusted real estate broker in Lekki for Nigerians abroad.
What Makes Us Different
1. Diaspora-First Approach
We’ve built our service model around diaspora needs:
- Comprehensive virtual inspections
- Transparent verification with documented evidence
- Flexible communication across time zones
- Secure payment processing
- International document delivery
2. Proven Track Record
Real Client Testimonials:
3. Comprehensive Due Diligence
Our 7-point verification system is Lagos’s most thorough:
- Lagos Land Registry physical verification
- Survey plan authentication
- Physical site inspection with GPS
- Community verification
- Document forensic examination
- Seller background checks
- Legal opinion from qualified lawyer
4. Licensed & Accountable
Fully registered with CAC—verify our credentials independently. We operate with professional indemnity insurance and verifiable track record.
Verify us: Search “ATLAS Realtors” on CAC or visit our Google Business profile.
5. Complete Transparency
Every cost disclosed upfront—no hidden fees.
6. Post-Purchase Support
Property management, development assistance, market intelligence, future transaction support.
7. 24/7 Communication
WhatsApp, email, video calls—we accommodate UK, USA, Canada time zones.
Frequently Asked Questions
Q1: How long does the entire process take?
Answer: From initial consultation to receiving documents at your international address: 3-6 weeks
Breakdown:
- Consultation: 1 day
- Property search: 1-3 days
- Virtual inspections: 1-2 days
- Due diligence: 3-7 days
- Payment/documentation: 2-3 days
- International delivery: 7-14 days
For urgent situations, we can compress to 2-3 weeks without compromising verification.
Q2: Can I use foreign currency directly?
Answer: Both options possible:
Option 1 (Most Common): Property priced in Naira—you convert foreign currency before payment using Wise, WorldRemit, or bank wire.
Option 2 (Less Common): Some sellers accept USD/GBP/EUR directly for larger transactions (₦50M+/$30K+).
Our Recommendation: Naira transactions are simpler for most purchases under ₦50M.
Q3: What if there’s a dispute after purchase?
Answer: This is why due diligence is critical. If disputes arise:
Step 1: Contact us immediately—we activate dispute resolution
Step 2: Resolution attempts through mediation, re-verification, negotiation
Step 3: Legal action if necessary with our documentation as evidence
Common disputes: Boundary issues (resolved through re-survey), title challenges (present registry documents), “omo onile” (community leaders + police + court if needed).
ATLAS Protection: Our verification reduces dispute probability to <1%. We provide documentation, testimony, and ongoing support until resolution.
Q4: Can I visit before buying?
Answer: Absolutely yes! We provide complimentary physical property tours when you visit Nigeria:
- Schedule property viewings
- Our agent accompanies you
- Visit multiple properties in one day
- Complete entire transaction during 1-2 week visit
Can’t travel? Our virtual process handles everything remotely—80% of our nigerian diaspora clients complete purchases entirely remotely with complete satisfaction.
Contact us to schedule your property tour.
Q5: Is financing available?
Answer: Yes, multiple options:
Nigerian Mortgages:
- FMBN National Housing Fund: 6-7% interest, up to ₦15M
- Commercial banks: 12-18% interest, up to ₦50M-₦100M
Developer Payment Plans (Often Better):
- Initial deposit: 20-40%
- Balance over 6-24 months
- Zero or minimal interest (0-5%)
- Simpler approval
Personal Financing from Your Country:
- UK/USA/Canada bank loans (5-12% interest)
- Lower rates than Nigerian mortgages
Our Advice: For land under ₦30M, buy outright if possible. Nigerian mortgage interest (12-18%) often exceeds appreciation rates. Developer payment plans are better alternatives.
Book a consultation to discuss financing.
Q6: How do I know ATLAS Realtors is legitimate?
Answer: Verify us independently:
- CAC Verification: Search “ATLAS Realtors” at www.cac.gov.ng
- Google Profile: Read reviews on our verified listing
- Website: atlsrealtors.com with comprehensive content
- Client References: We provide past client contacts (with permission)
Red flags that DON’T apply to us:
- ❌ We don’t request personal account payments
- ❌ We don’t pressure quick decisions
- ❌ We don’t avoid questions
- ❌ We don’t promise unrealistic deals
We encourage due diligence on us—legitimate companies welcome scrutiny.
Your Journey Starts Today
Learning how to buy land in Nigeria from abroad is just the beginning—taking action transforms knowledge into wealth-building assets.
Where will you be in 5 years?
Will you celebrate substantial property appreciation? Will you own valuable Lagos real estate securing your family’s future? Will you have that retirement home or rental income stream?
Or will you still be researching while others secure the best opportunities?
The Lagos real estate market won’t wait. Infrastructure projects are driving appreciation NOW. Land costing ₦10 million today will likely cost ₦20-30 million in 5 years.
What Happens Next: Three Actions
Action 1: Schedule Free Consultation
📞 Book Your Free Consultation – Zero obligation, honest guidance
Action 2: Connect on WhatsApp
💬 Chat with Us: +234 806 724 2943 – Immediate responses 24/7
Action 3: Explore Resources
Essential Resources for Diaspora
Continue Your Education:
- Nigerian Diaspora Real Estate Hub – Complete resource center
- Lagos Real Estate Investment from Abroad – Investment strategies
- Lagos Real Estate Due Diligence Process – How we protect you
- Complete Guide to Buying a Home in Lekki – Lekki deep dive
- Cost of Buying Property in Lekki – Detailed pricing
- Find Lekki Real Estate Agents – Why expertise matters
Additional Investment Guides:
- Ibeju-Lekki Land Investment Analysis – ROI projections for highest-growth zone
- How to Verify Land Documents in Lagos – Master title verification
- Lagos Real Estate Scams: Red Flags – Fraud prevention guide
- Best Areas to Buy Property in Lagos – Complete neighborhood analysis
About ATLAS Realtors
Who We Are: Licensed, CAC-registered real estate brokerage specializing in Nigerian diaspora investors across UK, USA, Canada, Europe, and beyond.
Our Mission: Eliminate barriers preventing Nigerians abroad from safely investing in Lagos real estate.
Our Services:
- Diaspora land and property acquisition
- Comprehensive due diligence
- Virtual and physical inspections
- Legal documentation
- International document delivery
- Property management
- Construction supervision
- Investment advisory
Contact:
- 📍 Lagos, Nigeria
- 📞 WhatsApp: +234 806 724 2943
- 🌐 atlsrealtors.com
- 📧 Contact Form
- 🗺️ Google Maps
Final Thoughts
Owning property in Nigeria isn’t just about financial returns—it’s about legacy, security, and connection to home. It’s about ensuring your children have generational wealth rooted in Nigerian soil.
Your parents’ generation talked about investing back home. Your generation is actually doing it—smarter, safer, and more successfully.
Don’t let another year pass. Don’t let fear prevent you from securing your family’s future. Don’t let distance keep you from owning property in your homeland.
Take the first step today. Your land in Lagos is waiting.
ATLAS Realtors | Real Estate Broker in Lekki Lagos
Your Trusted Partner for Verified Nigerian Real Estate Investment
Serving Nigerian Diaspora Worldwide Since 2018
📍 Lagos, Nigeria | 🌍 UK • USA • Canada • Europe • UAE • Worldwide
☎️ WhatsApp: +234 806 724 2943
🌐 atlsrealtors.com
